Texas Veterans Land Board

Making homeownership more accessible for Texas Veterans with affordable financing, below-market rates, and flexible requirements.

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Texas

Program Advantages

Additional Rate Reduction

Additional 0.50% rate reduction for Veterans with a 30%+ serviceconnected disability

No Income Limits

No Income Limits, ensuring accessibility for buyers of all income levels

Available Statewide

Broad availability covering the entire state of Texas

Veteran Land Board Requirements

Here’s what you’ll need to get started.

  1. Credit Score Follow agency guidelines for credit score requirement
  2. Income Limit No income limits
  3. Service TimeMust meet specific service requirements
  4. Occupancy required Within 60 days of closing
  5. Residency Must be a bona fide and legal resident of Texas

Qualifications

The home loan that unlocks opportunities

Qualifications

The home loan that unlocks opportunities.
  • Available statewide in Texas
  • Purchase only
  • Must meet specific service requirements
  • Single Family Homes (1-4 units), Condominiums, Manufactured Homes, or Townhouses 

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Texas Veterans Land Board Program FAQs

The Texas Veterans Land Board program provides affordable home financing options with below-market interest rates for eligible veterans purchasing a home in Texas. It also offers an additional rate reduction for veterans with at least a 30% service-connected disability.

To qualify, you must:

  • Be a bona fide and legal resident of Texas.
  • Meet specific service requirements as defined by the program.
  • Plan to occupy the property within 60 days of closing.

The program follows agency guidelines for credit score requirements. There are no income limits, making it accessible to veterans at all income levels.

Eligible properties include single-family homes, condominiums, townhouses, and manufactured housing. Properties must be located in Texas and used as the primary residence of the buyer.

The Texas Veterans Land Board Program is available for purchase transactions only. It is not intended for refinancing or investment property purchases.