LINK
Low Down Payment Program
Provides support and tools needed to make owning a home achievable and sustainable, including up to 96.5% financing, built-in refinancing options, financial counseling, and a home warranty.
LINK Advantages
Down Payment
Down payments as low as 3.5% of the purchase price, making homeownership more attainable.
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Fixed Rate Financing
With Link Home Financing, customers benefit from a fixed interest rate and financing for up to 40 years.
Built-in Refinancing
Transition to a traditional mortgage with better terms as equity grows.
Who Benefits
The home loan that unlocks opportunities
Who Benefits
The home loan that unlocks opportunities.
- First-time homebuyers
- ITIN/DACA borrowers
- Borrowers with credit issues
- Recent college graduates or buyers with student loans
Connect with a Loan Expert
Our Loan Experts are available to answer all your questions.
Why People Trust Us
Experience: Leading community lender since 1988
Reliability: We hold over 90% of our loans
Flexibility: We offer a variety of loan options tailored to your specific needs
Coverage: Licensed in all 50 states and the District of Columbia
LINK FAQs
What is the LINK Home Loan Program?
The LINK program is designed to help individuals and families achieve homeownership by offering affordable, long-term financing options and support for becoming mortgage-ready.
What are the key benefits of the LINK program?
The program provides financing up to 96.5% of the FHA loan limits, built-in refinancing options, financial counseling, payment protection, and a home warranty, all while allowing participants to hold equitable title interest during the process.
Who is eligible for the LINK program?
Eligibility is open to individuals who are working toward mortgage readiness and meet specific program requirements. Participants must demonstrate the ability to maintain consistent payments and financial stability.
How does the built-in refinancing option work?
The program includes a refinancing feature that allows participants to transition to a traditional mortgage as they become financially ready, ensuring a seamless path to full homeownership.
What types of properties are eligible under the LINK program?
Eligible properties include homes that fall within FHA loan limits and meet program criteria, providing a range of options for participants to find their ideal residence.